Collector AuditCollector AuditGet started
Verified collector · 1 known number

Who is Harris & Harris?

Harris & Harris, also operating as H&H, is a debt collection agency. If they've contacted you, they believe you owe a debt.

That's not proof the debt is yours — and it doesn't change what the FDCPA stops them doing.

Send a cease & desist — $30Log this call — free

No subscription. You only pay when a letter goes out.

HA

Harris & Harris

Also known as H&H

Known number
(800) 362-0097
1
Mailing address
111 W Jackson Blvd, Chicago, IL, 60604
2
CFPB complaints
2,447 since August 17, 2025
3
Governed by
FDCPA · 15 U.S.C. § 1692
4
Your options
A cease & desist legally stops contact once they receive it
5

Phone numbers used by Harris & Harris

A collection agency runs many lines. If any of these called you, it was them — and each has its own page with what to do next.

Where to send a letter to Harris & Harris

Harris & Harris

111 W Jackson Blvd

Ste 400

Chicago, IL, 60604

www.harriscollect.com

Cease & desist and debt-validation letters only take effect once received, so they go by certified mail with tracking.

Complaints about Harris & Harris

Consumers filed 2,447 debt-collection complaints against Harris & Harris with the Consumer Financial Protection Bureau since August 17, 2025. The most common was attempts to collect debt not owed.

  • Attempts to collect debt not owed1,153
  • Took or threatened to take negative or legal action544
  • Written notification about debt344
  • False statements or representation232

36% were closed with monetary or non-monetary relief. Filed most often from TX, FL, GA, CA, AZ.

Complaints are unverified allegations submitted by consumers to the CFPB, not findings of wrongdoing. Counts also rise with the number of accounts an agency holds, so a larger collector will report more than a smaller one. Figures are counted from the CFPB's public Consumer Complaint Database and are filed under the registrant name Harris & Harris, Ltd..

If any of this matches your experience, start a file — a documented pattern is what turns a complaint into evidence. You can also complain to the CFPB directly.

What Harris & Harris is not allowed to do

  • Call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)).
  • Keep contacting you after you've asked in writing that they stop (§ 1692c(c)).
  • Discuss your debt with your family, employer or neighbours (§ 1692c(b)).
  • Threaten action they can't or don't intend to take (§ 1692e(5)).
  • Continue collecting after a written dispute until they've sent verification (§ 1692g(b)).

Read the fuller list on your rights under the FDCPA, and check your state's additional protections.

Stop the calls

Or let us send the cease & desist for you.

Once Harris & Harris receives written notice to stop contacting you, § 1692c(c) requires them to stop. We draft it against your file, print it, and send it certified with tracking — so you have proof of the date they received it.

  • Drafted from your logged contacts
  • Printed and mailed certified, with tracking
  • Delivery date filed to your evidence vault
  • You approve the wording before it goes
Send a cease & desist — $30

One-time, no subscription. Logging calls is free — you only pay when a letter goes out.

This is general information, not advice

Collector Audit is not a law firm and this page is not legal advice. Directory details are collected from public sources and user reports and can go out of date — confirm an address before relying on it. See our full disclaimer.