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Verified collector · 1 known number

Who is Midland Credit Management?

Midland Credit Management, also operating as MCM, is a debt collection agency. If they've contacted you, they believe you owe a debt.

That's not proof the debt is yours — and it doesn't change what the FDCPA stops them doing.

No subscription. You only pay when a letter goes out.

MI

Midland Credit Management

Also known as MCM

Known number
(800) 296-2657
1
Mailing address
P.O. Box 939069, San Diego, CA, 92193
2
Governed by
FDCPA · 15 U.S.C. § 1692
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Your options
A cease & desist legally stops contact once they receive it
4

Phone numbers used by Midland Credit Management

A collection agency runs many lines. If any of these called you, it was them — and each has its own page with what to do next.

Where to send a letter to Midland Credit Management

Midland Credit Management

P.O. Box 939069

San Diego, CA, 92193

www.midlandcredit.com

Cease & desist and debt-validation letters only take effect once received, so they go by certified mail with tracking.

What Midland Credit Management is not allowed to do

  • Call before 8:00 a.m. or after 9:00 p.m. your local time (§ 1692c(a)(1)).
  • Keep contacting you after you've asked in writing that they stop (§ 1692c(c)).
  • Discuss your debt with your family, employer or neighbours (§ 1692c(b)).
  • Threaten action they can't or don't intend to take (§ 1692e(5)).
  • Continue collecting after a written dispute until they've sent verification (§ 1692g(b)).

Read the fuller list on your rights under the FDCPA, and check your state's additional protections.

Stop the calls

Or let us send the cease & desist for you.

Once Midland Credit Management receives written notice to stop contacting you, § 1692c(c) requires them to stop. We draft it against your file, print it, and send it certified with tracking — so you have proof of the date they received it.

  • Drafted from your logged contacts
  • Printed and mailed certified, with tracking
  • Delivery date filed to your evidence vault
  • You approve the wording before it goes
Send a cease & desist — $30

One-time, no subscription. Logging calls is free — you only pay when a letter goes out.

This is general information, not advice

Collector Audit is not a law firm and this page is not legal advice. Directory details are collected from public sources and user reports and can go out of date — confirm an address before relying on it. See our full disclaimer.